I've been in WZR for over a year now and recently I re-examined...

I've been in WZR for over a year now and recently I re-examined my reason for investing. The loan numbers etc are clearly very important however what attracted me to this stock is the "mouse trap" it has via the Round-up offering which then provides insights into spending and payment habits which in turn translate to data used to construct credit scores. The data being collect and the application of that data IMO is a big piece of the story hence this stock not completely fitting into normal valuation metrics. Regardless of the current market environment this story hasn't changed. For me I'll be looking to add to my holding pretty soon.