Whilst most here will appreciate diverse perspectives,...

Whilst most here will appreciate diverse perspectives, constructive criticism holds more weight when coming from stakeholders. If you're not invested, which it appears you aren’t, perhaps it's time to redirect your energy elsewhere. Constantly predicting the failure of IVZ without actually having a stake in the company can dilute not only your credibility, but also the credibility of this forum. I much prefer the valuable insights of those who have skin in the game, with no obvious agenda other than to provide positive or constructive insights. To me, your continuous doomsday predictions lack substance without financial commitment.