It has now been 6 months since the last CR .
This next one may include something for all holders .
My tip is a SPP quite soon and I am very much looking forward to it . They have a habit of paying off eventually ... and remember , CPS are partly involved here .
Sure , .. a little more pain but well worth the hold .
Most could/should have a decent average here by now .
This is setting itself up for a recon later this year IMMHO .
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