There is no need to go back 50 years. 20 years is more relevant, as this was when the RBA was mandated to target inflation.
Retail rates have averaged 7% in that period, and with the "discounts" to standard, take 1% off that now.
Rates will go back up, no doubt, and nothing will happen, there will be no Armageddon...or 50% crashes, let alone 20%
Just keep preppin and digging those bunkers in them thar hills to store dem gold bars
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