There is no need to go back 50 years. 20 years is more relevant,...

There is no need to go back 50 years. 20 years is more relevant, as this was when the RBA was mandated to target inflation.

Retail rates have averaged 7% in that period, and with the "discounts" to standard, take 1% off that now.

Rates will go back up, no doubt, and nothing will happen, there will be no Armageddon...or 50% crashes, let alone 20%

Just keep preppin and digging those bunkers in them thar hills to store dem gold bars