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Doesn't your point (A) mean FXL has funding to expand and loan...

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    Doesn't your point (A) mean FXL has funding to expand and loan to more and more customers (somewhat irrelevant in these macroeconomic conditions). These funding facilities aren't there to provide cashflow for operations. Happy to be corrected on that one.

    Also historical metrics means nothing, the retail sector is taking an unprecedented hit.
 
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