House, Car, STipendium for the Kids, and All that Things, the "Big Things", is totally OK in my Opinion.

In my Childhood I for Example made the Experience,
my Parents took a Credit, to buy a House, and develope/extend it.
I'm not toooootally sure,
but as I remember,
as They paid Their final Rate,
they had paid
much than TWICE the Original Amount back(but This had also something to do with with a Currency Reform; Old/New Germany etc.; between).
This was not the only, but One Experience which left deep, deep Impression to me.
It
sucks you OUT, in a Kind.