no - banks are not starting BNPL services...you just have that on the brain.....banks are offering payment from your phone now with no interest charges or fees as through a bnpl - fee free - with other benefits offered because they have market share and power.....
so, no...clearly im not agreeing with you... im making the observation that declining credit card use does not align with zip uptake...far from it!
...nice try though
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