New data shows almost half of all recent home loans had a maximum LVR of 95% or higher;
Don't know - but half of recent home loans went to refinance older and more expensive loans.
As for credit deflation -data does not support any deflation, home loans increased by 6% year on year, business loans by 4%.
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- Credit deflation forewarns of housing deflation
Credit deflation forewarns of housing deflation, page-28
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