The GFC introduced the rules how it worked for big guys and how that will applied for average Joe. CI1 buys the debt for 30-50%, later the government bails them out at 100% plus interest. Likely Margin 100-150% less costs.
That means $m or even $b in profits.
GLTA
Credit Intelligence CI1 - The other side of BNPL (and its profitable), page-119
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