I have certainly valued bigger businesses than this and raised MUCH more money, than this company.
I have also tried to do the same for (basically a short/medium term lender of money). I know, first hand, that people who use BLPL, aren’t going to to keep up with those repayments.
Even more so, in an unregulated market - and yes, I have advised Regulators too.
You say that someone else doesn’t understand, yet my fear is that you... you don’t understand - Watch this space. APT’s revenue (with unfounded gov’t stimulus - and I am referring to “late fee charges” - is already 10%.).
Read that preso’ again. APT NEVER made a profit, what is an increasing loss, and.. what else....
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Credit Intelligence CI1 - The other side of BNPL (and its profitable), page-296
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