I have certainly valued bigger businesses than this and raised...

I have certainly valued bigger businesses than this and raised MUCH more money, than this company.

I have also tried to do the same for (basically a short/medium term lender of money). I know, first hand, that people who use BLPL, aren’t going to to keep up with those repayments.

Even more so, in an unregulated market - and yes, I have advised Regulators too.

You say that someone else doesn’t understand, yet my fear is that you... you don’t understand - Watch this space. APT’s revenue (with unfounded gov’t stimulus - and I am referring to “late fee charges” - is already 10%.).

Read that preso’ again. APT NEVER made a profit, what is an increasing loss, and.. what else....