Credit Intelligence CI1 - The other side of BNPL (and its profitable), page-293

No one is down ramping anything here.
I personally am a big believer of BNPL and that it is a viable and a much better offering than credit cards. But that was not what Ci1 set up to be. Please explain which of their services other than Yozo has a “Buy now pay later” component to it?

Also by no means am I suggesting all youth cannot pay back or are broke or don’t have businesses or whatever... the statistics is currently showing 1 in 5 who are going into debt service default. That is 20%. Now look at the number of adoption into BNPL and 20% of that is a massive number who will go into default. This is what Ci1 was set up to do.