Its pretty simple - if you read through the whole agreement on BPSP. @Jwpingrid even highlighted it for you.
But let me highlight again...
The discounted merchant rate reduces the Company’s interchange cost price to process card transactions. The Company will pay the discounted BPSP merchant interchange rate on payments processed via its payments platform to FISERV, the BPSP merchant interchange rate is a 40% discount to the Company's current merchant rate. No other fees are payable under the agreement by the Company.
CRO have organised an agreement with FISERV to get a discounted merchant rate (of up to 40%).
This is on top of any other margins they receive in the value chain - Isn't that great!
DYOR and all that.
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