Family member !
That is sad , I am probably the sharpest pencil in the box in my family.
So far , at least for me , Nippy is probably on the money.
I must say , the processes you describe do not fill me with a lot of confidence.
If anything I am reminded of 6 decades ago ,people climbing on factory roofs and knicking the lead flashing.
It was always a chore to make sure the scrap metal guy didn't rip you off.
So , it has to poke its nose [ the crypto I mean] out of it burrow , then traverse the hazards[ and it seems those hazards have worsened?] of that , to somebody , or something , who is willing to give you fiat for it.
So really , you have to ask yourself what sort of premium is reasonable for Bitcoin, over fiat ,to compensate you for the extra risk and trouble?
I note a fierce response from Enog. Is it blasphemous to question the Bit ?
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Family member ! That is sad , I am probably the sharpest pencil...
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