Been down this rabbit hole this evening. Looked at Merchant Token and PointPay as 2 ICOs. Interesting spec space but I am scared off for now. More to learn but sticking with good old ETH for time being.
https://pub.nobot.club/s/rBSqMCiBG#
https://www.reddit.com/r/CryptoCurrency/comments/n20q3r/is_merchant_token_mto_legitimate/
https://www.reddit.com/r/ethtrader/comments/lt3erd/pointpay_pxp_a_gem_or_a_scam/
https://translate.google.com/translate?sl=auto&tl=en&u=https://forex-scam.org/2021/04/03/fejkovaya-birzha-pointpay-ne-sovetuem/
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