It's actually a Visa card tied to a digital currency account(Wallet), rather than being tied to your savings/cheque/credit account. A piggyback way of doing it for sure, especially considering how seamless crypto transactions can be. Integrating into mainstream is what will take time but i have no doubt it will happen and faster than a lot of people think.
I am going to assume you are over 50, that way I can understand your sentiment. I actually don't think i've talked to many under 40/50 that don't see a future in crypto.
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