Fair enough d_ricardo
Some observations if I may...
I had to fly over to the US and am here now.
Outside of the horrible economics...
You go to an atm and stick your card in and they tell you its going to cost you $3 to use it to get your money
People here dont even blink an eye - its part of the day to day thing in using an ATM - one could almost say its into the culture
At the same time a lot of credit cards get used - maybe to cut down on the fees but IMO more likely due to nobody has any money
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