As you can see from this morning's AFR article Afterpay growth in the USA has come to a grinding halt.
Everyone is making the same mistake of assuming because USA is ten times the ANZ addressable market that the ANZ growth will be replicated pro rata.
i was in the movie industry for twenty years so spent a lot of time in the USA it's a completely different culture where credit cards are a way of life and most people have multiple credit cards and there are numerous interest free balance switching options available.
BNPL will not have the same appeal in USA as it did in ANZ and the saturation points will be reached a lot sooner.
All the BNPL stocks have priced in explosive growth and the APT latest figures show that this will not occur
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As you can see from this morning's AFR article Afterpay growth...
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