its a simple ask to quad users which im in the process of, which...

its a simple ask to quad users which im in the process of, which in turn will allow me to get a better picture of the
% of revenue for quad is made up of late fees.
for the sake of my investment I'd like to see it below 40%

bnpl companys have been quick to report major partnerships. affiliate deals will be the same. imo
when zip launched tap and pay (to use everywhere did they immediately have a affiliate deal with ,,, well everyehere? no.. my point is a large sum of those transactons dont gain any revenue.
other benifits, like data, monthly account keeping fees and share in CC revenue are plausible but the transaction itself can result in $0 if paid on time via non CC method.