Daily Price Movement / General Discussion, page-19855

one major thing to note is the demographic of defaulting credit users

then look at the largest unemployed demographic out of covid etc, and more generally

I understand zip have an older demographic and materially stronger credit base than APT

so whatever bad debts or arrears movements seen by Zip will also largely be reflected in their peers too

to the contrary however, PG specifically says they loosened their borrowing guidelines to get that up to 2 - 2.5% which is "largely in line with our management targets"

nothing to see here except listening to those with agendas and a suited narrative