Z1p is not necessarily about transaction profit it’s about data collection, upsell, rewards and loyalty.
it’s about stinging merchants for access to clients
BNPL is about controlling the distribution of money and the data that goes with it.
it’s like fb offering you a place to store your photos and interact only to spam you with ads,
First entrants will have a dominant presence for years , people are lazy to have 10 different BNPL
also Z1p has the innovators which are different to the corporations
interesting times ahead
DYOR my opinion only
Z1p is not necessarily about transaction profit it’s about data...
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