if we were talking 3 years ago, I’d agree. We are not.you can...

if we were talking 3 years ago, I’d agree. We are not.

you can innovate all you like, and even have the best product, but it is all irrelevant if nobody cares

Affirm, Klarna, and APT are growing at the same (if not a faster) rate as Quadpay.

The modelling would be done by the instos and funds to assess risk vs reward, and at present I tend to agree with their perceived risk.

shorter term, there is more upside than downside which is why I hold.

at some stage we are almost guaranteed to downward pressure pressure from competition, and it is almost guaranteed to require significant more cash injection to compete and (innovate), ideally without a cap raise

without continual capital raisings, we are almost entirely dependant on an incoming partner , a JV etc to allow for more cash injection, spike in SP, and new verticals and assistance in new technology (innovation)

let’s hope Larry has had a fruitful trip in the US