Yesterday Wells Fargo introduced their no interest and no annual fee credit card as I suggested above.
There really is less and less incentive for people to sign up for BNPL accounts once the Millennial cohort has been exhausted and as forecast BNPL companies are having to spend massively on marketing and cash back to keep the top line growth metrics ticking along while all the time underlying losses are increasing.
https://www.cnbc.com/select/wells-fargo-announces-reflect-card/
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