excluding the customer growth which has in fact slowed for a third quarter in the US, then yes, zips % across the metrics compared to affirm are fine,
the correct comparison is to also look at volume and balance sheet and affirm are growing at equally impressive growth % off a much larger base, meaning much large volume(numbers)
zip will likely get there but not without risk of another cap raise, and not without the backing of a tech investor or fund.
I don’t hold any BNPL, since I sold out of affirm before they reported, but I am looking at a reentry on the recent weakness as those Walmart, Amazon and shopify numbers will continue to hammer through imo
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