Daily Price Movement / General Discussion, page-39425

My post was directed at those lamenting the current shareprice of Z1P, probably carrying big losses.

Yes my sentence was overly simplistic however the logic rings true. No BNPL are profitable with the exception of HUM (whose established asset financing businesses are carrying them through).

In an industry that is highly competitive, where the business model is as yet unproven, you have to make a call if BNPL will ever be a profitable venture or it will just be a flash in the pan.

This doesn't mean you can't make money of course - short term traders can make money if they get it right, but for the long term investor - either you believe the following or you dont:

1. That the BNPL business model is able to move out of heavy losses into a profit and;
2. In a very competitive market, Z1P can maintain a great enough market share

I don't believe in the above at all, but we all form our own opinions