hi mate nice contribution to the forum but I'm a little fuzzy as to how you've come up with $13B TTV for FY22, that's over $1B a month in TTV every month of the year, zip hasn't done that for one month let alone every month of the year.
also by my basic calculations of an average of around 10% growth on revenue each quarter I'm only seeing the revenue get to around $700M for FY22.
if anyone else would like to jump in and discuss go ahead
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