competition
you will find it’s mostly competition. Affirms numbers, Klarnas numbers and probably Afterpay numbers (volume / TTV) will be huge. Not necessarily as great as a % as off a large base but still.
and @Heretotrade comment. You are wrong, again.
I have always said, and stood by it, that US customer growth slowed for a third consecutive quarter.
customer growth slowing subsequently means - and yes you got it, a reduction in TTV, which then means revenue, and then ultimately means profitability
trying to water down the factual concerns, won’t serve your thesis well imho
Daily Price Movement / General Discussion, page-40499
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