competition
you will find it’s mostly competition. Affirms numbers, Klarnas numbers and probably Afterpay numbers (volume / TTV) will be huge. Not necessarily as great as a % as off a large base but still.
and @Heretotrade comment. You are wrong, again.
I have always said, and stood by it, that US customer growth slowed for a third consecutive quarter.
customer growth slowing subsequently means - and yes you got it, a reduction in TTV, which then means revenue, and then ultimately means profitability
trying to water down the factual concerns, won’t serve your thesis well imho
competition you will find it’s mostly competition. Affirms...
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