I still remain confident in zip
Australia has been a good test case
according to appbrain.com zip is 109 ranking most popular apps in aus,
More popular than tinder, bumble, hinge, Anz, realestate.com, nab
Zip app has the track record of keeping people’s attention and usage. There technology is tried and tested. Not far behind afterpay in AUS.
Even if BNPL lending runs at zero profit, how can you monetise a platform with millions of active users?
crypto, upsell cross sell, data ++
Yes competition is heating up in the US and it’s a race. Zip app has proven track record of being a popular app and they are improving it all the time.
People are lazy . They will use one app for payments.
yes commodity trade, cyclical stocks bla bla . But what about a great new app business with lots of potential to monetise.
If some bears here had there way Netflix, YouTube, snap chat would not exist. All capital intensive loss making businesses that eventually monetised.
I still remain confident in zip Australia has been a good test...
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