Is Bnpl a good innovation? I believe micro micro loans are great...

Is Bnpl a good innovation?

I believe micro micro loans are great for capitalism and giving easier access to cash flow for millions of people is a great prospect.

It unlocks potentially billions of dollars in stimulus for industry and business.

Is zip a leading player in the space? With a tried and tested app and technology? With thousands of business and merchants who integrated with them?

What other great ideas are out there?

Yes macro issues , yes interest rate risk , yes competition risk , yes regulation risk, yes business risk

I’m a loyal zip holder because I like the idea , I like the tech, I like the track record and I like the boys having a go.