What you don't get gops is the platform fees and late fees are not presented on the website landing page or even if you still down a few pages.
You actually have to search for it so people are signing up without being aware of it.
Only the very stupid would be repeat users and that's is why they are spending hundreds of millions on marketing to try to recruit new customers to replace the high churn levels of customers droppingvofctge system.
Im guessing the platform fees which are a major part of their revenue may be ncluded in TTV as there is not a seperate line ( may only be included in income though) regardless it's a major part of their income and not sustainable.
i would suspect either A) it will be outlawed or B) they will realise churn is to high and drop it.
In any event a business built in these principles is not sustainable.
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