What nonsense is this…are all the big four performing the same…being top 5 in the world is enough Zip doesn’t need to be numero Uno
Affirm will have the worst bad debt problem when the Fed tightens up because
Affirm is lending aggressively
Affirm has a big geographical concentration of risk with nearly 100 percent US business
Affirm is a very big ticket unlike other peers
50 percent US population do not have even $1 k emergency money
Affirm’s bad debts prov growing at alarming rate
2023 Amazon exclusivity ends
Poleton sales will get smashed further as everyone has already bought their product during Covid
and many more…lol
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