Mate BNPL is the future of e-commerce…I started doing business...

Mate BNPL is the future of e-commerce…I started doing business at the age of 8 from my dads shop, I am also invested in a food company which sells in Amazon as well as own website…this company acquired customers from Amazon and then converts it into their own website sale customer by providing good discounts…as a customer why would I shop at Amazon when I can get cheaper directly online from the merchant website itself….Amazon can easily manipulate third party sales…e-commerce needed service providers in the form of marketplace without conflict of interest and the BNPLs are doing exactly that…BNPLs is the new revolution in the e-commerce space

Further, merchants used to pay around 4 percent to pay pal just to effect payment and on top of that they pay another 5 percent at the min for listing at marketplace…B2B marketplaces charge 5-10 percent and you can verify that from the latest presentation of DW8

BNPLs have combined both the cost into one and it is way cheaper than the existing cost…people who don’t understand business are saying that BNPLs are an added cost burden

I have a very clear understanding of these factors so I am so bullish about it….but SP short term is determined by the market and lot of factors play into it…Amazon will have downward pressure once BNPLs capture beyond 30 percent of e-commerce…look at the return of Zip Biz it’s crazy man

I would also like to invest in square at an appropriate valuation but I will avoid Affirm because they are taking too much risk….they may be successful but I do not want to take the risk