The companies are slightly below pay day lenders, real estate agents or even politicians in credibility.
At least pay day lenders are open that they are fleecing their customers, while RE agents and pollies are quite happy wallowing where they wallow.
The bnpl operators hide behind a veneer of cool, or trendy.
But they're basically just loan providers, currently attracting the most desperate in society, because they cant get a credit card.
These providers are like real estate agents, who describe a pigsty as being "close to nature" or pollies who suggest "at least you know me" until they realise thats half the problem.
See todays AFR article.
The dung is just beginning to hit the windmill, and it wont be long before regulators and bad debts clean this up.
By then of course, the management team and their gallant knights will have long made off with their bounty.
Just my thoughts. DYOR
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