The endless and repetitive Affirm talk is nauseating, as if many of us haven’t even bothered to analyse a major competitor. It’s also just cross-promoting now. A few things the Affirm promotors fail to mention:
- Affirm has been operating almost solely in the US for 9 years now since 2012. Quadpay was only founded in 2017 and started from 0 (ie didn’t buy out an existing BNPL player to my knowledge). At this point, Zip US has something like 60% of the active users of Affirm, with Affirm having a 5 year head start.
- Affirm has had the Walmart and Target deals for over two years now - these are not new deals - flashy articles talking about them make them look new, but they are not. They’ve been in place for 2 years and they’ve only managed to help Affim get about 3m more users than Zip US out of a TAM of about 150m people.
With BF only 42 days away, pilots with enterprise retailers in place and the global CEO in the US for 3 months, let’s compare the two in early December - anything beforehand is premature and completely misses the bigger picture.
Daily Price Movement / General Discussion, page-33055
Add ZIP (ASX) to my watchlist
 (20min delay)
|
|||||
|
Last
$1.21 |
Change
-0.010(0.82%) |
Mkt cap ! $1.357B | |||
| Open | High | Low | Value | Volume |
| $1.21 | $1.22 | $1.19 | $7.218M | 5.995M |
Buyers (Bids)
| No. | Vol. | Price($) |
|---|---|---|
| 1 | 22599 | $1.21 |
Sellers (Offers)
| Price($) | Vol. | No. |
|---|---|---|
| $1.21 | 45175 | 5 |
View Market Depth
| Last trade - 16.10pm 24/05/2024 (20 minute delay) ? |
|
|||||
|
Last
$1.21 |
Change
-0.010 ( 0.57 %) |
||||
| Open | High | Low | Volume | ||
| $1.21 | $1.22 | $1.19 | 2330467 | ||
| Last updated 15.59pm 24/05/2024 ? | |||||
| ZIP (ASX) Chart |