You are correct, limpepay was a cashburner, but it won't be under spenda, there's also other startup Fintech that will burn cash but if they fall under one umbrella can generate profit.
I dondon't think you understand IT and Fintech in general, someone may invent or develop a good piece of tech but that tech may need to work with other components and if those components needed are owned by another Co then getting proper contracts becomes an issue, but if you have all the piece of tech together you have a good system.
Patience is needed here, Fintech is now just penetrating the retail/end customer part, businesses haven't even started moving away from legacy systems, B2B Fintech is still a waiting game and spenda is building while everyone is waiting, when governments and business moves away from legacy systems that's when the action wiol start
(20min delay)