hanrahan I appreciate your reply, thank you...Trying to manage these debts is indeed stressful at times, I'm doing my best but seem to be getting nowhere, the debt is always hanging over me...I have not used any card for a while, don't plan on using them again...I'm going through this process to take control of things, my lifestlye has changed, things are simplier and I'm living within my means now...Although I am in real trouble, I have not considered Life Line but I could look into getting some advice on the best course of action because something needs to be done and soon
