My time line of 5 years does not mean that i think it will start to go down in 5 years. I expect this to start this year. What I'm saying is that its going to be prolonged and in 5 years time the prices still wont be back to where they are today. It could even be 10 years.
How much it goes down depends a lot on unemployment, interest rates, the global economy etc. and who am I to predict that.
I don't think anyone can be in doubt that we are looking at a segment that has a hell of a lot more downside than it does upside at this point in time.
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My time line of 5 years does not mean that i think it will start...
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