It doesn't mean you'll be able to cash in immediately for 20c....

It doesn't mean you'll be able to cash in immediately for 20c. There still has to be someone willing to buy. If they are listed at 20c but maybe the best offer is only 14.5c? It's only profit when you cash out. Just ask the folks at AZK about the massive 'profit' they were all sitting on a while back and how that has dwindled to insignificance. A lot of repressed anger over there from people who should have baled out but got greedy. It's only profit when its in YOUR bank account.