There is no handout. This is the provision of liquidity at a...

There is no handout. This is the provision of liquidity at a cost (interest rates of the central banks choosing). If this isn't provided for, then confidence in the banking system can suffer which if taken to its worst outcome can render all traders and almost everyone else for that matter in a hell of a lot of trouble. It's not the banks who are the rats, or the reserve bank for that matter, rather populists such as yourself, IMO.