The real reason for Douugh partnering with HUM has been announced and as you would already know it is because Douugh have raised a small slice of capital with placement of $2.2m of shares to HUM while they explore the new platform which is going to be used by Douugh operating the HUM technicals within their operation. So their was some enticement there. Douugh's banking operation and style might not have been attractive to OPY and it should be noted that the HUM operation is only a trial based on an MOU - it is not set in concrete you might say. On your comments on OPY as an investment opportunity at the moment - I am not in disagreement at all it was just that at the time the capital gain was too tempting and I had a CR coming up on another stock so it was an incentive to bail out at the profit.
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