Agreed, I think if OPY can forge its way into the european...

Agreed, I think if OPY can forge its way into the european market and be market leader - we are going to see a massive appreciation in share price.
Having said that - I do believe OPY need to invest money into streamlining their app to make it more user-friendly. When compared to the bigger giants (APT/Z1P) - they have a far better app user rating when compared to OPY.

Definitely needs to be an area of focus as that is the first point of contact that new users will see - and often in today's society, first impressions really do matter. OPY does have great potential - but it must capitalise in order to succeed and differentiate itself.