You really are flying high if you thought that banks and governments were simply going to allow you to circumvent the taxation system and banking system completely.
Who sets the price, what sets the price, at least fiat currencies are backed by the country they belong to.
Crypto is backed by whatever clown wants to say how much it is worth. I simply cant believe that people in this day and age could fall victim to a scam like this.
Crypto did not come from nowhere for a humanitarian reason as you seem to believe. It was started for criminal purposes and was around for quite a while in the original for and used by criminals.
Perhaps you need to stop reading what you want to read and read what is reality.
