I'd say you still haven't got it..
Lets take the last cycle of cuts in article
-3.85% in 9 months.
This current cycle, in 11 months banks have passed on just 1.2%
can you spot the difference yet???
will it remain modest, yes
will it have an effect in 2013. I say yes, wait and see.
your spruiking calls are very lame.
