A couple of other factors that concern me are.
1. The cost is very high
2. With super funds, particularly in the US looking sick and talk of would be retirees having to work longer etc. this will surely have an impact on earlier income predictions.
3. The perhaps imminent re-rating/collapse of the US dollar, small changes recently had a fair impact on PTD income.
My thoughts only
cheers
Rod
not currently holding, but might soon?