Gee mate, that is a serious problem. I really can't offer any solution. The people who run these things are very clever and the know how to exploit human weakness. I doubt you could outsmart them. Maybe try calling Lifeline for example and see if there is anyone with some expertise in the area?
Make sure everyone is aware and ring fence any $$$s that could go missing.
See if there is an Ombudsman Dept that deals with these things.
I really hope you can sort something out.
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