Stood buy is a bit soft. Rudd up'd the FHOG and made it a boost. Encouraged people with a few grand in the bank, that they could afford a house too.
If you look deeper into this, Bill Clinton in the States encouraged the creation of sub-prime mortgages in the belief that all should be able to afford a home. The issue is, if you make them more affordable, the booms and busts become larger.
