Viney, Ahjay and others, points taken, thanks. I only stated...

Viney, Ahjay and others, points taken, thanks. I only stated whatever information I had available and hence posted a question for others to contribute (this is why I asked for someone with an accounting background). In this case we have posters coming out with constructive contributions, using their knowledge and expertise to explain why something is right or wrong.

This is the whole point of having a forum. People are able to post questions in an area where there are people of all levels of expertise to contribute information and opinions based on experience and information they have. I hope this quality of posts continues