Exactly the same concept as LVR for a mortgage.
If you need $10k to convert all your options and you don't contribute anything then your LSR is 100%.
If you contribute $2k as a deposit, your LSR is 80% (10k - 2k) / 10k as you need a loan of $8k
If you contribute $4.5k then your LSR is 55% etc etc
ELF - This can't be right??, page-94
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